Mountain biking can be a very fun activity, especially when you’re on holiday, but it’s important to make sure that you’re adequately covered. Whether you’re new to mountain biking or a seasoned participant, you can be rest assured knowing that your mountain biking travel insurance won’t be something to worry about.
it is important to note that if you’re going to be downhill racing or riding over extreme ground conditions, you’ll need to purchase additional cover for adventure and extreme sports.
Why Do I need Mountain Biking Travel Insurance?
Mountain biking practice is generally regarded as a non-contact sport, and can have little danger insurance reasons, but this definitely is not always the instance.
Injury is very much possible. Particular things to know are that:
• Crashes can lead to torn ligaments and sprained / broken bones.
• You can suffer serious damage to the body while contact with the ground.
• You can have a serious accident and sustain injuries to the neck, back, head and hips.
• You can have an accident while going over hazardous land areas.
• In the event of an accident, medical aid can be required.
If you are on a trip to an exotic country, your mountain biking health assurance will give you insurance cover for medical expenses in the event of an accident.
If you are using a travel insurance that doesn’t include cover for mountain biking, you might find it difficult to claim for mountain biking accidents.
Mountain biking is an exciting, daring and enjoyable sport, and insurance is here to make sure that you can enjoy it.
Insuring Your Mountain Bike
When shopping around for mountain bike insurance, there are a few things to keep in mind. Mountain bikes and related equipment are quite expensive, and they are often the target of theft, so it’s important to take out insurance.
-When Will it Make a Difference to Buy Mountain Biking Travel Insurance?
-When you are buying expensive mountain bikes.
-When you are riding an old and expensive mountain bike.
-When you don’t have any rent control for any land area.
-When you are riding near a construction area.
-When riding on a highway
Kinds of Mountain Biking Cover
There are many different types of mountain biking cover. There are levels of protection, and it’s important that you are covered in a way that’s appropriate to you. It may be that you only need the most basic level of cover, which will cover you for anything that goes wrong with your mountain bike. For instance, if you leave your bike in a car park and it is damaged, you would make a claim. Other levels are more specialized, and may be more suitable if you are racing or riding aggressively.
Look for the Best Mountain Biking Travel Insurance
-Going to risky or hazardous places
-Getting cosmetic treatment for a mountain bike injury
-Training or competing with specialist equipment
-Being away from home for a long period of time
-Riding mountain bikes that are above your level of competence
-Doing tricks or stunts
-Riding mountain bikes in dangerous situations
-Downhill racing or free-riding
-Ask for the Best Mountain Biking Travel Insurance
Look for a plan that covers loss or damage to your bicycle due to things like storms, theft, vandalism or fire
Make sure you’re covered for the rental of a replacement bike, if yours is stolen or destroyed
Buy insurance with a deductible. It will be cheaper, but you will have to shoulder the majority of losses
Make sure that your plan includes accidental death and theft
Be sure to find out what the procedure is for filing a claim
Find out if you’re covered for loss due to airline damage or loss
Find out what the deductible is, how the deductible is calculated, and if there are any exceptions to the deductible
Make sure that the policy covers damage to your bike frame. Sometimes, insurers won’t cover it
Ask your travel insurance provider if your plan fits in with your pre-existing medical conditions
Are they available to respond to any mountain biking issues?
Can your insurer reach you at all times?
If a claim must be filed, is the procedure easy for you?
Can you find out what the policy covers, and what it doesn’t?
If you’re on an off-road holiday or an organized mountain biking tour, your travel insurance should cover the loss of equipment or property
You may need to buy extra cover for adventure sports and extreme sports.
If you’re hurt, your cover will cover any medical expenses
Do the insurance form that you use, and find out what your likely maximum pay out would be
Look for a policy that can help you if you have any pre-existing conditions
When you’re on a holiday, your health policy cover will give you cover for the following:
-Luggage and personal property
-Invoice of a mountain bike accident
-Payment for a medical aid
-Cover for an emergency flight
-Cover for your bike
It’s a great feeling to ride your bike. We all know that being in great shape helps with mental and physical well-being. When you are fit, healthy and attractive, it reflects in your general mood and improves the quality of your life. But you will need to work hard to gain all these benefits. So it comes as no surprise that most people are looking for some form of advantage when it comes to their health and fitness.
Some people rely on drug use to get the edge, but there’s a cheaper and easier way to get your secret weapon. In fact, all you need is a regular exercise routine, something that will make your body strong and give your body a respectable shape. Mountain biking is among the greatest exercises that you can do for your physical condition.
Mountain biking is a very intense physical activity. When you are mountain biking, you are going to have to pedal at a very high rate and you will be working your heart and your muscles with vigor. So it comes as no surprise that with mountain biking, you will start to see your body turn into something great.
This product was recommended by Ali Rizvi from Dream Superhero
Snow card offers mountain bike travel insurance, discover our mountain bike insurance holiday which is perfect for your exhilarating mountain biking adventures
This product was recommended by Patricia Johnson from Pedal Lovers
I choose them because their insurance system is designed by travelers for travels, so they have a solid background of how they can take care of all my travel essentials and gears, I know no one likes to think about what could go wrong but I would like to be prepared in case something does and I believe whatever it is they have plans to get me covered
This product was recommended by Melanie Musson from ExpertInsuranceReviews
Global Rescue offers travel insurance especially catered to outdoor adventures. They are prepared to cover mountain biking travel incidences more comprehensively than standard travel insurers. Field rescue is an important component of insurance for mountain biking, and Rescue Global provides that coverage through partnerships throughout the world.